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Prepaid Legal Scam – Is it or Isn’t it?

April 14th, 2010

There is no question that every year countless individuals suffer gigantic monetary hardships when they need to take legal assistance and can’t afford it. Either they can’t spend the cash to hire someone who has the knowledge essential to pursue their legal case or else whenever they do hire someone, have to spend so much money that it is really not even worth it. The legal system in this country is so immensely expensive that regular people who are working hard every day cannot always come up with the money for the kind of legal representation that they so desperately want. This really is where the Prepaid Legal system has been a godsend for numerous individuals.

Since Prepaid Legal is a network marketing company a lot of folks believe that it’s a scam. The Prepaid Legal scam suspicion has been around for a long time because it seems like such a good deal could not possibly be legitimate. Before choosing whether or not it is actually a scam you firstly want to recognize how the company works and what it provides to people.

Most people comprehend PPL better after they consider how an insurance company operates. When someone buys health insurance, they’re opting into a larger group that is purchasing insurance services for a specific price. Because the group has invested in concert, they can get a more reasonable rate consequently allowing them to have health insurance. The risk is spread around, in other words. The exact same might be said for the PPL concept. People pay a monthly charge, generally less than$30, for the advantage of being able to get special discounts and access to qualified attorneys.

People can use their PPL membership for a mixture of various things just like drawing up a will, writing a legal correspondence and identity theft to specify a few. Because of the minimal amount that people have to pay each month, some people think that this is a scam. The fact is that PPL is not a scam to any further extent than paying your monthly health insurance premium would be a scam. While you possibly will not utilize the service each month, when you do need to utilise it you will be pleased that it’s there.

When you think about just how much the usual law firm will cost for an hourly rate, the amount that people shell out each month to join the PPL network is incredibly minimal. Most attorneys cost upwards of $150 per hour for their time. Paying $30 a month to have access to attorneys anytime you need them is a deal in the majority people’s minds. You can decide on several different plans with PPL, so it is important to understand specifically what you require.

Because PPL is under the MLM structure, it has raised eyebrows over the years just as most network marketing companies have. The idea would be to recruit others who will promote the PPL memberships below you as well. As a Prepaid Legal independent associate, you are able to approach people regarding a number of different ways that they can utilize their PPL membership including real estate dealings, defending traffic tickets as well as averting trouble with creditors.

According to PPL, it costs about$49 to launch your business which includes training materials, sales aids, team support, home office support and many marketing materials and additional documents. You don’t need to have a special background to be an associate. In actual fact the company states that their associates come in a variety of different backgrounds from education to real estate to law enforcement. As long as you’re able to converse with other people, explain the plan and sign the enrollment forms, you will have the ability to earn as much income as you desire.


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